As psychologists, we know only too well the vital role that beliefs and attitudes play in accomplishing any goal. More good intentions and great ideas are sacrificed because of limiting beliefs and negative attitudes than anything else we know. If you believe that you don't deserve $1 million or that you could never earn that much money, the likelihood of your ever having it quickly goes to zero. Relatively little has been written about beliefs, attitudes and intention as they relate to the field of finances. Like everything else, there are healthy beliefs and attitudes (those that help you reach your goals) as well as unhealthy ones (those that hold you back). The best thing about beliefs and attitudes is that they can easily be changed -more easily than people generally realize. While we may not have complete control over what happens to us in the physical world, we do, in fact, have the power to choose what beliefs, attitudes and thoughts we cultivate.
When accurate, assumptions keep you safe and make your life easier. For example, seeing storm clouds in the sky may prompt you to grab your umbrella, as you assume you may need it even though it's not raining at the moment. Noticing an expired date on your yogurt and assuming it's no longer edible may save you from having to use one of your sick days. Imagine how tedious it would be if you had to research and check out every minute detail of your day to make sure you had every piece of information available. No one has that much time! But as useful as assumptions are, they can also get you into trouble. Not accurately processing the information in your environment or only seeing what you want to see can lead to incorrect assumptions.
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